Credit Card Rules: Different bank credit card rules are changing .. Note!
2025 Credit Card Rules: India’s major banks are revising Credit Card Rules in 2025. It is advisable to know what the changing rules to prevent unnecessary fees.
Why does it change?
Banks often modify their policies to promote responsible behavior in consumers, prevent fraud and avail technological progress. This is the reason that credit card holders are continuously following the bank websites and regular updates coming through them. Therefore, credit card users are advised to manage their credit card accounts according to the guidelines prescribed by banks. You should also know about changes in the benefits of related cards.
What are the new changes?
- Axis bank: New redemption fee, interest rates changed on Edge Rewards. Fill on fuel, rent and wallet load.
- Yes Bank: Limited reward points on flight/ hotel reservation, new cost limit for lounge purposes.
- HDFC Bank: More than Rs 50,000 and 1% fee on fuel transactions of over Rs 15,000.
- SBI Card: Removing prizes on education, government bill, rent and BBPS. 1 % fee on utility bill of over Rs 50,000.
why do you need to know?
Knowing these changes is the benefit of the following benefits.
- Avoid easy fees: His knowledge helps in preventing sudden allegations.
- Maximize your awards: Helps using rewards and benefits.
- Protection your credit rating: Regularly following your credit profile and paying timely credit card bills can help protect credit ratings.
- Get into the habit of new technology: If you are constantly developing technology, your credit will make the management process facilitated.
- Service prevents interruptions: This service also prevents dissolution.
