Do you know what the CEO did for high returns?
Motilal Oswal has learned about the investment strategy for the last 25 years by Motilal Oswal Private Money Managing Director and CEO. He has adopted a simple investment allocation strategy in the last 25 years. Interestingly, he has never invested which he provides continuous.
Believe in equity
Motilal Oswal has a strong belief in private money managing director and CEO Ashish Shankar. He put most of his income into equities. Investment equipment providing permanent income is not interested in.
Never sip
Motilal Oswal Private Wealth Company oversees assets worth Rs 1.3 trillion. Ashish Shankar is the CEO of this company. He said that he never put his life. He described his investment strategies. “I will keep the money required for household expenses for only 6 to 8 months in my savings account.” I will invest the remaining amount in equity. “Shankar as part of Guru Portfolio With mint Talked This includes senior level employees of the financial services industry how they manage their money.
How has your portfolio changed last year?
- There was no major change. My portfolio has 100% equity. It has been the same for about 25 years. Most of these (about 75%) are in the shares of Motilal Oswal. This employee was obtained by the Stock Owner Ship Plan (Esops). The rest are divided between individual stocks, mutual funds and alternative investment funds (AIF).
- I still have some stocks that I bought in the late 90s, including ICICI Bank, Bharti Airtel and Asian Paints. I have invested in various mutual fund schemes in Flexicap and Mid Cap section. Apart from the plans of Motilal Oswal AMC, I also have other fund houses like Old Bridge, Helios and White Oak.
- Last year, I added Category 3 AIF and Mo Wealth Delphi Equity Fund to my portfolio. It was launched by our company. It is a feeder fund. It invests in boutique funds. This is about 4% of my portfolio.
How do you handle market volatility?
Equity has done a good job for the last 25 years. This is not a template that suits everyone. Everyone is different from their attitude, nature and unstable and sources of income. I have seen my portfolio falling 30-50%at least four times. Once added, instability is easily encountered. If you have good companies or funds in your portfolio, I strongly believe that the profit by equity is higher in the long run. The market should be ready for a short time.
How is your portfolio return?
My portfolio has created 46%in the last five years, 56%in the last three years, 41%XIR in the last year. MOFSL is doing well since 2024. I have received shares of Motilal Oswal, which are completely.
Do you have any international allocation?
Currently, my equity holdings in India are 100 %. I think India offers a lot of development opportunities. I know what is happening in global economics and other markets. However, being in India gives me the ability to understand what is happening around me. I do not hesitate to perform international performances. We recommend this to most of our customers. Most of them do this.
Did you make a mistake?
I will not see my portfolio for a year or six months. I have been an equity investor for the last 25 years. It has given good returns. If I want to retire, I also achieved a big fund. Even though I have no idea of retiring soon, I can be more aggressive in my investment, looking at my needs.
There are also repentance
There are many comments in my equity strategy. Some stocks of buying and buying at the last minute have shown good performance. This is an experience for every investor. I have no remorse about the investment I have made. At the moment, I am very happy with my investment.
What about the financial plan for your children?
I have a 17 -year son. His financial plan is directly related to my portfolio. If my corpus is increasing, things like foreign college education should be solved automatically. Generally, people assess the amount of their requirement in the future. Sip to reach that goal. In this case, the college is the cost of a time, and my equity-thunder portfolio is sufficient for this. Because it is a long goal. I have no special account for this goal, but I have invested in two funds. I mark them as my college fund. My point is that if there is a mother corpus that can pay all goals in life, there is no need to worry too much.
Do you make a sip?
Never sink in my life. SIPS Discipline Investment. But I have no discipline problem. I will always spend 6-8 months in my savings account. Anything goes directly into equity. The only exception is when I have a loan. They don’t like me. In fact, I once said in the past that I was living in a rented apartment and did not buy a flat. Whenever I get a bonus or salary, I will try to get rid of debt first. Currently, since I do not have any loan pending, I am investing in surplus equities. Most through mutual funds.
And what about insurance?
I have both health and life cover. My family’s total health insurance is Rs 20 lakh. I also have life insurance of Rs 5 crore. Life insurance has decreased slightly because my portfolio has increased in years.
What is retirement?
I think their annual expenses should be at least 25 times when retiring. I have achieved that number. But I do not want to retire soon. Retirement is an old concept. Most people went to factories and were physically tired after a certain age. But in today’s time, many of us work with brain. If you are physically and mentally strong, you can work for a long time. Warren Buffett recently announced that Berkshire Hathaway would resign from the post of CEO of Berkshire. He is 94 years old. He seized Berkshire at the age of just 34 years. Even after he is removed from the post of CEO, he continues to go to the office regularly.
