Mutual Fund SIP: Rs. 5 thousand sips- crores of rupees loss when it starts with a delay of 5 years!
Indians have been focused on the stock market in recent times. Invest in stock markets in various ways. Most importantly, there is a flow of investment in mutual funds. There is no shortage of money in future, and many are now investing in investment. But many more are still away from mutual funds. In this context, we will take an example and explain to you about the loss caused by late mutual fund “SIP”.
Mutual Fund Sip ..
It is not important how much we invest in the market. How long are we investing! This is why it is better to start an investment journey at an early age. You can create a good fund by retirement.
Now let’s take an example. A person named “A”. He started investing 5 finger. A person named Madhumkhi started “, for a while and Rs 5,000. In these situations.
“A” investment,
- Rupee. 5 finger
- Investment period- 25 years (retirement- 60 years)
- Estimated return – 12 percent
- Investment made in total- Rs. 21 lakhs
- Total value with returns- Rs. 3,24,76,345
“Bee” investment,
- Rupee. 5 finger
- Investment period- 30 years (retirement- 60 years, SIP 30 years launched)
- Estimated return- 12 percent
- Investment made in total- Rs. 18 lakhs
- Total value with returns- Rs. 1,76,49,569
As you can see .. Investment in only 5 years. 3 lakhs declined. But the return is almost Rs. 2 crores have fallen! This is the power of compounding.
Risk index funds here are considering 12 percent returns in the long run.
Small cap mutual funds (high-risk), more than 20 percent returns were given in a long time. These include shocking results with investment.
“A” investment-
- Rupee. 5 finger
- Investment period- 25 years (retirement- 60 years)
- Estimated return – 20 percent
- Investment made in total- Rs. 21 lakhs
- Total value with returns- Rs. 31,54,17,391
To invest in “bee “-
- Rupee. 5 finger
- Investment period- 30 years (retirement- 60 years, SIP 30 years launched)
- Estimated return- 20 percent
- Investment made in total- Rs. 18 lakhs
- Total value with returns- Rs. 11,68,04,009
That is, if the investment in small cap mutual funds offering 20 % returns is delayed by 5 years, then it is almost Rs. There is a loss of 22 crores!
This is why it is best to start a mutual fund SIP as soon as possible!
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