Mutual Fund SIP: Share Markets- Small Cap ‘SIP’ stop?

Domestic stock markets are looking for a huge decline in 2025. Before Monday, the Nifty 50 index fell 2 percent, the Nifty Mid Cap 150 index 7 percent and the Nifty Small Cap 250 index fell 9 per cent. As the loss continues on Monday, this number is still increasing. In view of this decline, now there is confusion among investors around the middle and small cap mutual funds. Now stop SIP (Cystematic Investment Scheme) in the related funds? Or to add yet? Investors are thinking. Experts say ..

Small hat, SIP stop in middle cap?

Experts are expressing a good approach about the case. They say that small and mid -cap mutual funds are unstable. Therefore, only those investors who can take high risk are advised to invest in the fun of small and middle cap.

“Small caps are mainly among the risk mutual fund categories. Risk in MID -CAPS exceeds basic Lazard CAP stock. It should be remembered that these categories are for prolonged investment. Preeti Jende, the founder of his money financial services, said, “Investors should invest in these funds how much we can take risks.

Another expert has insisted that the allocation of small and middle caps should not exceed 30–40 % of the portfolio.

“The small cap and mid-cap share throughout the portfolio should not exceed 30–40 %. Not even the original investment in them. Small hats are seen in the portfolio. However, if the investment targets are 7,8 years (long -term plan), it is appropriate to invest in these funds, ”said SEBI registered investment advisor and wealth lader founder Sreedharan S.

Final performance ..

Actually-down-down cycle is very common in the stock market! Small and middle -mutual funds have seen the previous performance .. You will realize that you can see good returns for a few years, but after that.

“In 2008, the middle and small cap fell by 70 percent. The next year increased by 70 percent! Apart from this, this category has given full returns up to 100 percent in the last three years. If you invest at that time, you should not bother 20 %now, ”Sreedharan said.

“In The Last Bull Run, Mids and Chhoti Caps have provided excellent returns and have reached an all -time high.

Other experts say that if the lump sum is placed in a small cap in a small cap, the SIP is regularly inserted, and they can keep upset.

be careful ..

“The middle and small cap contain a lot of ups and downs. These are the best for a long time. For children’s education, with a 10 -year long investment plan, people who can take risks can choose this type of money, ”Sreedharan said.

“If you have been investing in these funds for a long time, (20 to 25%of the total investment) then you can maintain your SIP,” said the price.

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