PM Sawidhi Yojana: Aadhaar card without Rs. Of guarantee.

PM Sawidhi Yojana: Small traders and road traders were depressed during Kovid epidemic. In 2020, the central government introduced the PM Swanidhi Yojana Yojana to support small traders. Under this scheme, small traders are provided loans without any guarantee. Initially, under this scheme, a loan of Rs 10,000 was provided. This scheme will be given a loan up to Rs.

If you have an Aadhaar card and a bank account, you can get a loan. The central government provides loans for low interest. There is no need for guarantee and shuri to obtain loans under the Swanidhi scheme. Aadhaar card, mobile number and bank account can be implemented online.

Loans can be obtained from banks to pay for easy installments. If you pay the loan regularly as installments, the loan limit will increase. The deadline for PM Swanidhi scheme is 12 months. The interest was determined while taking the loan.

Initially, Street Traders was Rs. Loans up to 10,000. If they repay this loan time, the next Rs. This amount is Rs. 50,000.

Aadhaar card is mandatory for obtaining loans under PM Swanidhi Yojana. Small traders can apply for this scheme in a government bank using Aadhaar card. The loan is to be paid in installments in 12 months.

Before applying

1. Applicants are required to prepare the necessary information to complete the loan application form to get the loan under the PM Swanidhi Yojana.

2. The mobile number should be linked to Aadhaar.

3. In the online application process, it is mandatory to link the mobile number to the Aadhaar number for e-KYC/Aadhaar certification. Applicants are required to receive a letter of recommendation from urban local bodies for government welfare schemes and future objectives.

4. Complete the form to update the mobile number.

5. Check the eligibility before receiving the loan. Four types of traders are eligible to receive loans in the scheme. Check the qualification and apply accordingly.

6. After following these three phases, the application process can be started in the PM Swanidhi portal. Borrowers can apply directly by online portal or Common Service Center (CSC) near their area.