These 5 habits under the age of 30 are intelligent, or have financial problems in life!

Most people earn money, but do not know how to use them. Even if the salary is low .. you should have financial discipline. Otherwise, there are many problems at an early age. Many people earn money .. They are not able to handle them well. This causes debt burden. This will also reduce their sibile score. To get loans in future. If you make these 5 habits under the age of 30, you can be with future financial security.

See CIBIL’s score

If you do not repeatedly take loans and repay them in a time bound manner, it will damage your CIBIL score. To improve your SIBYL score, pay all bills and loans EMI on time. Do not default any payment. The CIBIL score is as good as it is.

Budget must be prepared

Your salary Rs. 15,000 or Rs. You have to make a budget of 60,000. So that you can easily handle your cost. If you spend without making a budget, you can get caught in the debt trap. Because you have to trust how much it is going every month. You have to spend as required. If you do not have a budget, you will like the cost.

emergency fund

When you make a budget, you should also set up an emergency fund. Whenever you suddenly need money, you do not have to ask anyone money. Apart from this, it will not harm your budget. Is safe.

Monitor each transaction

You need to take care of your money, no matter what your salary is. Keep checking your bank account. Keep track of all costs to know how much and how much you save. This habit will save you from financial crisis in future. Earns money without problems. The habit of spending in unnecessary places decreases.

Investment is mandatory

As soon as you start earning money, start short -term, long -invasions. You can invest in focusing on your future financial goals. So you do not have to worry about money later. Financial goals may include buying a house, buying a car, child education etc.